What Is a Public Insurance Adjuster?

An insurance adjuster in general is the person who the insurance company sends out to assess the damage to your property so that the insurance company can reimburse you. A public insurance adjuster is independent of the insurance company. They are usually contractors hired by individuals or by businesses to initially file a claim, or they are hired to give a second opinion when they feel that the insurance company’s adjuster underestimated the damage caused.

Almost any claim that a regular insurance adjuster can file, a public insurance adjuster can file as well. This includes mold damage, fire damage, flood damage, storm damage, and many more. In the case of a business where revenue may be lost due to the storm damage (for example, a restaurant has to close until repairs can be made), insurance claims adjusters can evaluate and file those losses as well.

What Does the Claim Adjustment Process Look Like?

Depending on the extent of the damage, an insurance claim can take a long time. For example, if your home burned down and you lost everything in it, trying to inventory every item in your home and put a value on it will take a long time. And this is only the items inside. In addition, the damage to everything on your home has to be evaluated as well, such as the drywall, trim, walls, ceiling, carpet, windows, doors, and the list goes on.

Public adjusters are experts at this process and usually perform the evaluation, completing, and submitting process much faster than a larger insurance company. This comes down to experience and to a much smaller customer base. Larger insurance companies have thousands of customers; smaller public insurance adjuster companies, such as Contender Claims Consultants, do not. These companies often use much more sophisticated software to submit insurance claims, and they rarely make mistakes.

One of the best benefits of hiring a public insurance adjuster is that they will often negotiate with your insurance company for the best possible insurance claim outcome. In the vast majority of cases, they usually end up getting more money than was originally offered. Furthermore, your public insurance adjuster does all of the work for you, saving you time and money.

Choosing Your Public Insurance Adjuster

If you are in need of a licensed public adjuster to help you with your property repair services, then you’ve come to the right place. At Contender Claims Consultants in South Florida, we work hard to ensure your property is fully taken care of, and that you receive the financial assistance you need after a major issue, such as storm or roof damage. Get in touch with our professionals for assistance with the following:

If your insurance is supposed to cover it, our public insurance adjusters can help you ensure that you get the compensation you are entitled to. Our home inspections are free, allowing you to check for any additional damages with incurring any additional costs. If you have damages that were denied or underpaid, our mission is to set you up for success when dealing with your insurance company.

Get in touch with our public adjuster team in South Florida today to learn more. We want to know what happened, who your insurance is with, and when you would like us to perform our free inspection. Our team promises to fight for your rights, ensuring you receive the best possible settlement you are entitled to as an insurance-paying customer. We look forward to working with you.


Even if you are unsure about if you should file an insurance claim or you have a gut feeling that your insurance company’s adjuster’s estimate is wrong, it’s always a good idea to get a second opinion. Contender Claims Consultants offers free consultations to any homeowner or business owner in South Florida. As professional insurance adjusters, our public adjusters are trained to know what to look for and will often see things you miss. Furthermore, our insurance claims adjusters are experts at including every detail, which is frequently missed by other adjusters. It’s these details that will add up and get you more money for repairs.

Remember that insurance companies do not want to pay your claim and will never voluntarily offer up more than what they think your property damage entails. However, an outside opinion by a professional public adjuster is often enough to make your insurance company change its tune. You have nothing to lose; contact us today for a free consultation.